Payment Options for Patients

Payment Options

Flexible Insurance and Payment Options in Santa Barbara

We understand that budgeting for orthodontic care can feel overwhelming, but it doesn’t have to be. At Orthodontics of Santa Barbara, we believe everyone deserves access to a healthy, confident smile, and we’re here to make that possible through flexible insurance options, personalized payment plans, and partnerships with trusted third-party financing companies.

Our goal is to make every step of your treatment clear, and simple. From helping you navigate your insurance benefits to finding a financing plan that fits your budget, our friendly team is here to ensure that nothing stands between you and your best smile.

Insurance Support You Can Count On

Insurance shouldn’t be complicated, and with us, it isn’t. At Orthodontics of Santa Barbara, we go beyond simply accepting insurance; we help you make the most of it. We proudly accept all major PPO insurance plans, and our team will review your benefits, confirm your coverage, and handle the paperwork so you can stay focused on your treatment.

If your plan isn’t listed, just reach out. We'll still take the time to explore your options and help you find the right path forward. Please note that we do not accept HMO plans, Medi-Cal, or Denti-Cal.

Some of the PPO insurance plans we accept include (but are not limited to):

  • Delta Dental
  • Metlife
  • Cigna
  • Aetna
  • Humana
  • Guardian
  • Anthem
  • Geha
  • Blue Shield Of California
  • Ameritas
  • United Concordia
  • United Healthcare
  • Sunlife
  • Principle
  • Lincoln Financial
Insurance and Coverage Options Orthodontics Santa Barbara CA
Aetna Ameritas Anthem Blue Shield of CA Cigna Delta Dental GEHA Guardian Humana Lincoln FInancial MetLife Principle Sun Life United Concordia United Healthcare

Copayment & Financing Options

We understand that every smile and every budget is different. Since most insurance plans don’t cover the full cost of orthodontic treatment, we offer flexible payment and financing options to make it easier to get the care you need.

We know that convenience matters, which is why we accept cash and most major debit and credit cards. We’ve also partnered with trusted financing companies that make it simple to begin treatment with flexible terms and plans.

Our financing partners include:

Your new smile is closer than you think. Contact Orthodontics of Santa Barbara today and let’s create a treatment plan that helps you smile brighter every day.

Access Affirm Allegro Alpheon Care Credit Clarity Pay Fortiva HFD I-Credit Lending Club Proceed Finance SunbitPower Pay

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